Pay As You Drive (PAYD)

A regular update on the current mileage in the vehicle allows insurance companies to offer their customers optimised and customer-centric insurance rates.

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WHAT IS PAY AS YOU DRIVE (PAYD) ABOUT?

"Pay As You Drive" (PAYD) is a data product that provides regular updates on the actual kilometres driven by the insured vehicle. Thus, the monthly or annual mileage may be determined automatically. This enables insurance companies to offer customised monthly or annual billing.

Insurance tariffs and rates are based, among other things, on kilometres driven. The information provided when the contract is concluded is usually based on estimates - and so is the billing. If the estimate is too high, the policyholder pays too much. If it is too low, the policyholder is faced with unpleasant enquiries and additional payments.

Both mean unnecessary administrative work for the insurer as well as inconvenience and potentially negative experience for the customer. The system is also susceptible to fraud.

With access to the actual mileage driven, these negative effects may be avoided. Neither the policyholder, nor the insurer, need to guess or estimate. The Payment is based on the actual kilometres driven. Fair and customer-centred. This is much more efficient for the insurer – and increases customer satisfaction.

 

Pay as You Drive (PAYD)

  • Provides the last available mileage of the insured vehicle
  • Policy based, related to the VIN of the insured vehicle
  • Query is VIN-based via API upon request (Pull)
  • Correct data, sourced from the vehicle itself
  • Allows customer-centric tariffs and rates
  • Customer friendly and fair
  • You benefit from the support of our data specialists

AVAILABLE DATA AND FEATURES

Pay As You Drive (PAYD) provides

  • Time stamp
  • Actual mileage

New mileage datapoints are made available in the backend when the vehicle is driving or turned on or off depending on capability of the vehicle model. This data is collated once a month into an available mileage as a readable data set.

Supported Brands and Model

ModelStart of production
VW Aero B 2022
VW Aero B Variant2024
VW Arteon2017
VW Arteon Shooting Break 2020
VW CC2016
VW e-Golf2016
VW e-up! 2016
VW Golf2016
VW Golf Cabrio2016
VW Golf Plus2016
VW Golf Sportsvan2017
VW Golf Variant2016
VW ID. 32019
VW ID.42019
VW ID.52020
VW ID.7 Limousine2024
VW ID.7 Tourer2024
VW Passat2016
VW Passat Variant2016
VW Polo2016
VW Scirocco2016
VW Sharan2016
VW T-Cross2018
VW T-Roc2017
VW T-Roc Cabrio2020
VW Taigo2021
VW Tiguan2016
VW Touareg2018
VW Touran2016

VW Passenger Cars with the MOD 2-4 infotainment system that have an active “We Connect” license including the service “Vehicle Status”.

SUPPORTED COMPANIES

Insurance Companies.

If you are one of the supported companies and interested in this data product, please contact us. 

Supported Markets

Germany

Permitted Data Usage

The data may be used solely to calculate the premium for the respective car’s insurance. Further details regarding the scope of data usage are defined in the contract between the policyholder and Volkswagen Group Info Services AG.

Privacy policy

Pay As You Drive - Datenschutzerklärung (DE)
Pay As You Drive - Privacy Policy (EN)

ANY FURTHER QUESTIONS?

Please do not hesitate to contact us.